Main features:

1. Are insured and reinsured on treaty bases such crops as winter wheat, winter rye, spring barley, maize, sunflowerseeds and sugar beet.
2. Valuation basis is future crop value. The value of 1 ton of grain should be agreed between Insurer and Insured.
3. The cover is provided against the Hail and Fire due to any reason.
4. Deductibles is fixed as percentage of the TSI, it can be 10% and 20% of the TSI.
5. he rate is based on hail occurrence statistics provided by the Ukrainian Hydrometeorological Institute.The minimal tariff for grain crops is less than 2% and for technical crops – 3%.
6. The yield level required by Insured should be confirmed by the Form 29-SH for at least 3 years.
7. The yield insured is the combined harvester tank weight.
8. Period of insurance: from the appearance of the shoots (for winter crops from the renewal of the vegetation) until a date which varies depending on crop type, or until harvesting, whatever happens earlier.
9. Pre-insurance survey and loss adjustment on every insured peril and loss occurrence is compulsory.
10. Minimum size of the acreage per farm is non-existent.
11. Triggers:
    1. occurrence of the insured peril;
    2. loss due to the insured peril.
12.  Confirmation of insured perils occurrence should be done by closest Hydrometeo station through issuing a certificate.
13. Pre-insurance surveys and Loss assessment by Agrorisk Ukraine Ltd.
14. Reporting about insured event by Insured during 3 working days.