Agricultural insurance:
underwriting, assessment, placement
 
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The main aspects of risk determination are:

  1. To determine the actual area of insured sowings and its accordance to the Addition of Insurance Contract.
  2. To determine the applicability of lands for cultivation (forecrop determining).
  3. The concordance of real and prognosis yeld to the yeld specified at the Contract of insurance.
  4. Land evaluation (agroclimatic zone, relief, nearby fields and forest belts, rivers).
  5. The analysis of the sowing material (the presence of the state, oblast or rayon inspection Certificate of accordance); the presence of the Certificate of agri sorts accordance to the State List of Plant Protection.
  6. The determination of sprout condition, influence of weather conditions, ground moisture;the presence of weeds at the insured fields.
  7. The revision of the certificate about herbicides and fertilisation dosing.
  8. The determination of sowing condition for the survey moment, and comparison with the neighbouring farms.
  9. The determination of the farm openness, fullness and reliability of risk information.
  10. Influence of technology defection for yeld and sowing conditions inclusive of climatic factors of the given rayon.